If your provider is in-network with your insurance, fees are based on a contracted rate established between Renewed Journey Counseling and your insurance company.
What to expect at our office:
At the time of your appointment, you will be provided an approximation of cost of services, however the actual rate will not be known until the claims are processed by your insurer.
Each health plan is different. Some plans are deductible/coinsurance plans, while others are copay plans. Your specific plan was selected during your open enrollment period.
If you have a deductible: Your health insurance deductible is the amount that you will have to pay annually for your healthcare before the health insurance pays anything. Your coinsurance goes into effect once you have met your deductible. Co-insurance is similar to a co-pay, although co-insurance generally applies to less routine expenses, and is expressed as a percentage rather than a fixed dollar amount.
If you have a copay: Your co-pay is the fixed amount you pay for using routine services defined by your plan. If your plan charges a co-pay for certain services, this means you’ll pay much less for these services right away (and long before you hit your deductible).